Paying off your home loan earlier – is what you’re being sold really the very best deal? There are several ways that you can pay off your loan sooner, but they generally involve you paying more now, to reduce your balance and save paying more interest.   How can you get ahead, but not have…

You may have seen that the Reserve Bank announced pending changes to loan-to-value restrictions (LVRs) to further mitigate risks to financial stability arising from the current boom in house prices. All Property Investors will now need a 40% deposit for an Investment Property Loan from a Bank, and Banks will have to further ration their…